Take Visa and Mastercard on your WooCommerce store in JMD or USD through your own Scotiabank eCom+ merchant account, with 3D Secure 2.0 built in for the overseas card traffic Jamaican merchants see more of than most.
Currencies
JMD and USD
Settlement
Next business day
Fraud protection
3D Secure 2.0
Transaction fee
None from us
Why this matters here
Jamaican online merchants tend to serve two audiences at once. There are customers at home paying in Jamaican dollars, and there is a large diaspora in the United States, Canada and the United Kingdom buying goods, booking services and sending things back. Those overseas transactions are the ones payment processors flag hardest.
That makes 3D Secure 2.0 more than a compliance checkbox. It shifts liability for fraudulent chargebacks away from you and onto the card issuer on authenticated transactions, and the newer protocol does it without the clumsy password page that used to cost merchants abandoned carts. For a store taking a meaningful share of cross-border orders, that difference shows up directly in revenue.
The plugin runs 3D Secure 2.0 on every transaction where your Scotiabank configuration calls for it. From version 2.6 the payment form opens in a modal directly on your checkout page, so the customer authenticates and pays without ever being sent to a separate page.
We are expanding the preferred partner network into Jamaica. If your agency builds WooCommerce stores for merchants here, the partner programme includes development licences and priority support.
How it works
Merchant services at Scotiabank Jamaica handle the application. Ask specifically for eCom+ and, if you want to take US dollars, confirm that USD is enabled on the account at the same time rather than after the fact.
Install the free build from WordPress.org, enter your sandbox credentials and run the test cards. Every feature is unlocked in sandbox, so include a 3D Secure challenge in your testing and you will know exactly what your overseas customers will see.
Swap in live credentials, place a small real transaction, and confirm it settles into your merchant account. Then turn on refunds and captures from the WooCommerce order screen.
WP Companion is an independent third-party developer and is not affiliated with or endorsed by Scotiabank. We do not process payments, hold funds, or act as a financial institution, and we never request internet banking usernames or passwords. All payment processing happens on Scotiabank's own secure platform. See exactly how payments work.
Tell us where you are in the process and we will tell you honestly what is left to do.
