Take Visa and Mastercard in BBD or USD through your own merchant account, on a checkout built for businesses where a large share of customers are booking from overseas before they arrive.
Start here
It depends on which payment gateway your merchant account runs on. Your bank usually recommends one when you apply, so the bank you choose is the best clue. These are the acquiring banks operating in Barbados and the gateways they typically recommend.
Scotiabank merchants use the eCom+ gateway, and our plugin for it is available today with modal checkout and 3D Secure 2.0. Ask Scotiabank to enable API access for refunds and captures, and tokenization with recurring payments if you want saved cards or subscriptions.
Typically recommends Scotiabank eCom+
Settles in Local currency, USD
Formerly CIBC FirstCaribbean International Bank, operating across much of the English-speaking Caribbean. Typically recommends PowerTranz for e-commerce.
Typically recommends PowerTranz
Settles in Local currency, USD
Supports e-commerce merchants across several Caribbean markets and typically recommends PowerTranz.
Typically recommends PowerTranz
Settles in Local currency, USD
One of the largest banking groups in the region. Republic typically recommends PowerTranz for e-commerce merchant accounts.
Typically recommends PowerTranz
Settles in TTD, BBD, GYD, USD
Not sure which gateway your account runs on? Ask your merchant services contact, or send us what the bank gave you with the sensitive values removed and we will tell you.
Currencies
BBD and USD
BBD to USD
Pegged at 2:1
Settlement
Next business day
Transaction fee
None from us
Why this matters here
A lot of Barbadian commerce is booked well in advance and from abroad. Villa rentals, tours, dive operators, restaurants with limited covers and event venues all take money from someone sitting in London or Toronto weeks or months before they set foot on the island.
That pattern makes pre-authorization genuinely useful rather than a technical curiosity. You can hold an amount on the card at the time of booking without charging it, then capture the full sum, capture part of it, or void the hold entirely once you have confirmed availability. All of it runs from the WooCommerce order screen, so your staff never need a separate bank portal login.
Because the Barbados dollar is pegged to the US dollar at two to one, pricing in either currency is predictable. If your bank has enabled USD on your merchant account, you can quote overseas guests in dollars they recognise while still settling locally.
Cancellations are a fact of life in hospitality. Once your bank has enabled API access on your account, full and partial refunds run directly from the order screen in WooCommerce.
How it works
Speak to your bank’s merchant services team and confirm which gateway the account runs on. If pre-authorization matters to your business, say so during the application, because the bank-side API permissions that enable holds and captures are worth requesting up front.
Install our free sandbox build and run the supplied test cards. Every feature is unlocked in sandbox, so test a deposit, a capture and a refund and prove your booking flow end to end before a real guest uses it.
Swap in live credentials, take one small real booking, and confirm settlement with the bank before you open the flow to guests.
Tell us where you are in the process and we will tell you honestly what is left to do.
