Take Visa and Mastercard on your WooCommerce store in JMD or USD through your own merchant account, with 3D Secure 2.0 built in for the overseas card traffic Jamaican merchants see more of than most.
Start here
It depends on which payment gateway your merchant account runs on. Your bank usually recommends one when you apply, so the bank you choose is the best clue. These are the acquiring banks operating in Jamaica and the gateways they typically recommend.
Scotiabank merchants use the eCom+ gateway, and our plugin for it is available today with modal checkout and 3D Secure 2.0. Ask Scotiabank to enable API access for refunds and captures, and tokenization with recurring payments if you want saved cards or subscriptions.
Typically recommends Scotiabank eCom+
Settles in Local currency, USD
The largest acquirer for Jamaican online merchants, and typically recommends PowerTranz.
Typically recommends PowerTranz
Settles in JMD, USD
A second Jamaican acquiring option that typically recommends PowerTranz.
Typically recommends PowerTranz
Settles in JMD, USD
Not sure which gateway your account runs on? Ask your merchant services contact, or send us what the bank gave you with the sensitive values removed and we will tell you.
Currencies
JMD and USD
Settlement
Into your own account
Fraud protection
3D Secure 2.0
Transaction fee
None from us
Why this matters here
Jamaican online merchants tend to serve two audiences at once. There are customers at home paying in Jamaican dollars, and there is a large diaspora in the United States, Canada and the United Kingdom buying goods, booking services and sending things back. Those overseas transactions are the ones payment processors flag hardest.
That makes 3D Secure 2.0 more than a compliance checkbox. It shifts liability for fraudulent chargebacks away from you and onto the card issuer on authenticated transactions, and the newer protocol does it without the clumsy password page that used to cost merchants abandoned carts. For a store taking a meaningful share of cross-border orders, that difference shows up directly in revenue.
Our plugins run 3D Secure 2.0 wherever your bank’s configuration calls for it, with the payment form opening in a modal directly on your checkout page, so the customer authenticates and pays without ever being sent to a separate page.
We are expanding the preferred partner network into Jamaica. If your agency builds WooCommerce stores for merchants here, the partner programme includes development licences and priority support.
How it works
Ask your bank’s merchant services team for online card acceptance and confirm which gateway the account runs on. If you want to take US dollars, confirm that USD is enabled on the account at the same time rather than after the fact.
Install our free sandbox build, enter your sandbox credentials and run the test cards. Every feature is unlocked in sandbox, so include a 3D Secure challenge in your testing and you will know exactly what your overseas customers will see.
Swap in live credentials, place a small real transaction, and confirm it settles into your merchant account. Then turn on refunds and captures from the WooCommerce order screen.
Tell us where you are in the process and we will tell you honestly what is left to do.
