Take card payments on your WooCommerce store in XCD or USD through your own merchant account, with 3-D Secure 2 built in.
Start here
It depends on which payment gateway your merchant account uses. The banks we list in Antigua and Barbuda typically recommend PowerTranz, so most stores here need our PowerTranz plugin.
Formerly CIBC FirstCaribbean International Bank, operating across much of the English-speaking Caribbean. Typically recommends PowerTranz for e-commerce.
Typically recommends PowerTranz
Settles in Local currency, USD
An Antiguan acquirer that typically recommends PowerTranz.
Typically recommends PowerTranz
Settles in XCD, USD
Not sure which gateway your account runs on? Ask your merchant services contact, or send us what the bank gave you with the sensitive values removed and we will tell you.
Currencies
XCD and USD
Settlement
Into your own account
Fraud protection
3-D Secure 2
Transaction fee
None from us
Why this matters here
Stores in Antigua and Barbuda often serve customers at home paying in Eastern Caribbean dollars and visitors booking villas, charters, tours and transfers before they travel. Overseas card payments carry a higher fraud risk.
When the customer’s bank verifies a payment with 3-D Secure 2, liability for a fraudulent chargeback moves from you to the card issuer. You can refund all or part of a booking from the WooCommerce order screen.
Our PowerTranz plugin runs 3-D Secure 2 on every card payment, and the card form opens in a payment window on your checkout so the customer pays without leaving your store.
If your agency builds WooCommerce stores for merchants in Antigua and Barbuda, our partner programme includes development licences and priority support.
How it works
Ask your bank’s merchant services team for online card acceptance and confirm which gateway the account uses. If you want to take US dollars, ask for USD to be enabled on the account at the same time.
Request early access to our PowerTranz plugin and we will email you the free version. Enter your staging credentials and run the test cards. Every feature works in test mode, so include a 3-D Secure challenge and a refund in your testing.
Enter your live credentials, place a small real order, and confirm it settles into your merchant account. Then refund it from the WooCommerce order screen to confirm refunds work.
Questions
Which payment gateway do banks in Antigua and Barbuda use?
Eastern Caribbean Amalgamated Bank and CIBC Caribbean typically recommend PowerTranz for online card payments. Banks choose a gateway for each account, so confirm with your own bank before you build.
Which WooCommerce plugin do I need in Antigua and Barbuda?
If your merchant account runs on PowerTranz, you need our PowerTranz plugin. It works with any bank that uses PowerTranz. If your bank uses a different gateway, tell us which one and we will point you to the right option.
Can I accept US dollars in Antigua and Barbuda?
The Eastern Caribbean dollar is fixed at 2.70 to one US dollar. The plugin charges each order in the currency the customer checked out in. Whether you can take US dollars depends on what your bank enables on your merchant account, so ask for it when you apply.
Do I need a merchant account?
Yes. Your bank gives you the merchant account, and the money from each sale settles into your own bank account. The plugin connects your WooCommerce store to the payment gateway.
What does the plugin cost?
The licence is a flat yearly fee with no transaction fees from us. Plans start at $199 a year. Early access customers get 50% off, so plans start at $99. The free version runs in test mode with every feature unlocked, so you can test before you pay.
Which cards can my customers pay with?
The plugin supports Visa, Mastercard, American Express, Discover and JCB. Your bank decides which of these are enabled on your merchant account.
WP Companion is an independent third-party developer and is not affiliated with or endorsed by PowerTranz or any acquiring bank.
Tell us where you are in the process and we will tell you what is left to do.
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