Take card payments on WooCommerce through your own PowerTranz merchant account. Our plugin works with Republic Bank, RBC, CIBC Caribbean, NCB, First Citizens and the other Caribbean banks that use PowerTranz.
WP Companion does not request or collect internet banking usernames or passwords. WP Companion is an independent third-party developer and is not affiliated with or endorsed by PowerTranz or any acquiring bank. See how payments work.
The plugin
Visa, Mastercard, American Express, Discover and JCB, depending on what your bank has enabled.
Sell in your local currency, in US dollars, or both, depending on which currencies your bank has enabled. The plugin charges each order in the currency the customer checked out in.
Card details are entered on the PowerTranz payment page, so your website never captures or stores them. That makes your own PCI compliance simpler.
If enabled, every card payment is checked with the customer's bank. When the check succeeds, liability for a fraudulent chargeback moves from you to the card issuer.
The card form opens in a payment window on your checkout page so the customer never leaves your site. Card numbers go straight to PowerTranz and never touch your website.
Every feature works in test mode, on as many sites as you like, with no time limit. You can test the whole checkout before you pay for anything.
Pick one of four designs for the card form, set your colours and wording, and watch a live preview. Our plugin gives you the code to paste into the PowerTranz portal.
Charge the card straight away, or authorize the payment and capture it before the authorization expires.
Send full or partial refunds, capture held funds and void transactions from the WooCommerce order screen.
Returning customers pay without typing their card again, and you can sell subscriptions with free trials and automatic renewals. Subscriptions need WooCommerce Subscriptions, a separate extension sold by WooCommerce.
Screen payments with the PowerTranz fraud check, powered by Kount.
If a customer experiences an error or connection drop during payment, the plugin checks with PowerTranz periodically to confirm if the payment was successful or not and updates the order.
We help you configure and test the plugin directly, on every plan including the free version.
Pricing
Test the plugin free for as long as you need and only move to a paid plan when you are ready to accept live payments. We have zero transaction fees and offer hands-on support with every plan, including Basic.
Basic
Free version for all users
Every feature unlocked in test mode, no time limit
Professional
Best for small and medium business
Regular price $199 a year
Premium
Best for medium and large business
Regular price $249 a year
Prices in USD. Early access prices are available while early access is open. The 30-day money-back guarantee applies. Your bank decides which currencies your merchant account accepts. * WooCommerce Subscriptions support requires the WooCommerce Subscriptions extension, sold separately by WooCommerce.
Early access
Tell us about your store and we will email you the free version of the plugin within one business day. We help you set it up and test it. Early access customers get 50% off the paid plan.
Coverage
Many Caribbean acquiring banks recommend PowerTranz to their e-commerce merchants. If your bank is one of these, you probably need this plugin.
Formerly CIBC FirstCaribbean International Bank, operating across much of the English-speaking Caribbean. Typically recommends PowerTranz for e-commerce.
Antigua and Barbuda, Barbados, Cayman Islands, Saint Lucia, The Bahamas, Trinidad and Tobago
Supports e-commerce merchants across several Caribbean markets and typically recommends PowerTranz.
Aruba, Barbados, Cayman Islands, The Bahamas, Trinidad and Tobago
One of the largest banking groups in the region. Republic typically recommends PowerTranz for e-commerce merchant accounts.
A Saint Lucian acquirer that typically recommends PowerTranz.
An Antiguan acquirer that typically recommends PowerTranz.
A Trinidad and Tobago acquirer that typically recommends PowerTranz for e-commerce merchant accounts.
The largest acquirer for Jamaican online merchants, and typically recommends PowerTranz.
Banks usually recommend a gateway when you apply, and it can vary by account and by product. Confirm with your own merchant services contact before you build. If you are not sure, send us what your bank gave you and we will tell you which integration applies.
FAQs
Something not covered here? Contact us for more information.
Is PowerTranz the same as First Atlantic Commerce?
Yes. First Atlantic Commerce rebranded as PowerTranz, so older merchant agreements and bank paperwork may still use the old name or the initials FAC.
Will this work with my bank?
The plugin connects to PowerTranz and works for any merchant whose account processes through PowerTranz, whichever bank issued it. If you are not sure whether yours does, see the next question.
How do I know if my bank uses PowerTranz?
Check your merchant paperwork for the name PowerTranz or its old name, First Atlantic Commerce. You can also ask your bank which gateway processes your e-commerce payments. Our guide, How PowerTranz payments work, shows three quick ways to find out.
Do I still need a merchant account?
Yes, you still need a merchant account from your bank. The plugin connects your WooCommerce store to the PowerTranz gateway, but the merchant account itself comes from your bank and the money settles into your own account.
What does it cost?
The price is the same as our Scotiabank plugin. Professional is $199 a year and Premium is $249 a year. Early access customers get 50% off, so you pay $99 for Professional or $124 for Premium. We charge no transaction fees. The free version runs in test mode with every feature unlocked, so you can test everything before you pay. The only per-transaction costs are your bank's own processing fees.
How does early access work?
Request early access with the form on this page and we will email you the free version within one business day. It runs in test mode with every feature unlocked, and we help you set it up and test it. When you are ready to take real payments, you buy a licence at 50% off.
What support do I get?
Every plan includes direct, hands-on support, including the free version. We help you configure the plugin and test your checkout. Email info@wpcompanion.co or use the contact form, and we reply within one business day. Full documentation is also available. Support covers our plugin: its settings, your payment page and testing your checkout. It does not cover building or fixing the rest of your website, or other plugins and themes.
Which territories does it cover?
The plugin works wherever your bank processes through PowerTranz. The banks listed above operate in Trinidad and Tobago, Jamaica, Barbados, Guyana, The Bahamas, Belize, Bermuda, Antigua and Barbuda, Saint Lucia, the Cayman Islands and Aruba. If your country is not listed, ask your bank which gateway it uses, or ask us.
I am an agency. Can I get early access?
Yes. Request early access and choose the agency option on the form. Agencies in our partner network also get development licences and early access to new plugins.
What do I need to get started?
You need a WooCommerce store, a PowerTranz merchant account from your bank, and staging credentials for testing. Our documentation lists what to ask your bank and PowerTranz for.
Which cards can I accept?
The plugin supports Visa, Mastercard, American Express, Discover and JCB. Your bank decides which of these are enabled on your merchant account.
Request early access and we will email you the free version, or book a demo and we will walk your team through the bank steps.
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