Docs / PowerTranz Gateway / Configuration

PowerTranz settings reference

These are all the settings on the PowerTranz gateway screen.

Plans: Free / Professional / Premium Requires v1.0 Reviewed 12 November 2026

The gateway settings are at WooCommerce, then Settings, then Payments, then PowerTranz. This page lists every setting in the order it appears.

Display

Setting	Default	What it does
Enable/Disable	Off	Turns the gateway on.
Title	Credit or Debit Card	The payment method name customers see at checkout.
Description	Pay securely by card. You will be asked to confirm your payment on the next step.	Shown under the name at checkout.

Setting	Default	What it does
Test mode	On	Sends payments to PowerTranz staging. No real money moves. Only logged-in administrators and shop managers see the gateway. It cannot be switched off without an active licence.

Setting	What it does
Test PowerTranz ID and password	Your staging credentials.
Live PowerTranz ID and password	Your production credentials. Stored separately from the test set.
Test connection	Checks that PowerTranz can be reached and accepts the saved credentials. Save first.

Setting	What it does
Page set	The Page Set Name from the PowerTranz portal. The plugin adds the PTZ/ prefix when you save.
Page name	The Page Name from the PowerTranz portal.

The gateway is hidden at checkout until both are filled in.

Setting	Default	What it does
Transaction type	Sale	Sale takes the money at checkout. Authorization holds it until you capture. See sale or authorization.
Payment flow	Modal on checkout	Modal opens the card form over the checkout page. Order pay page sends the customer to a separate payment page. See payment flows.
Saved cards	Off	Lets logged-in customers save a card for next time. PowerTranz must enable tokenisation on your account. See saved cards.

If WooCommerce Subscriptions is active, a note about renewals and chargeback liability appears here for your information.

Setting	Default	What it does
Unauthenticated cards	Off	When off, a card that cannot complete 3-D Secure is declined. When on, the payment is taken but chargeback liability stays with you. See 3-D Secure.
Fraud check	Off	Screens payments with the PowerTranz fraud check (Kount). PowerTranz must enable it on your account.
Flagged orders	Proceed as normal and record the result	What happens to an order the fraud check flags for review. The other choice puts the order on hold.
Test and Live Kount merchant ID	Empty	Optional. Used only to check that fraud results come from your own Kount account. See fraud screening.

Setting	Default	What it does
Order reference prefix	Empty	Text added before the order number sent to PowerTranz. See order reference prefix.
Automatic reconciliation	On	Every 15 minutes, asks PowerTranz about payments that never confirmed and updates the order. See interrupted payments.
API timeout	30 seconds	How long to wait for PowerTranz. Allowed range is 5 to 120. Do not lower it without a good reason. Giving up early does not cancel a payment. It only leaves you unsure whether it went through.
Debug log	Off	Records gateway requests and responses under WooCommerce, then Status, then Logs. Card numbers and passwords are never written to the log.

The design of the card form is at Settings, then PowerTranz. See designing your payment page.

The two ways the PowerTranz payment form can be shown and how to switch between them.

How 3-D Secure works with the PowerTranz plugin and who is liable for a chargeback.

How to choose between charging the card at checkout and holding the amount to capture later.

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